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# Stablecoin FX for a Treasurer With International Cash: Settling in Minutes, Not in Two Business Days, in Brazil

> The treasury routine on Crown FX: quote, confirm, execute and settle in minutes by API or OTC desk, instead of the bank's two-day window.

A treasurer can swap the bank's wait of up to two business days for instant execution through the [Crown FX](https://crown-brlv.com) API, with settlement in a few minutes (D+0). Planning follows the hour the business must pay, not the bank's window.

**One trade, step by step**

1. The treasury asks for a quote, by API or from the OTC desk.
2. The desk returns the price with the complete spread visible.
3. The treasury confirms; execution is immediate at the locked price, inside operating limits.
4. Settlement runs in real time: Pix for reais, USDC or USDT for dollars.
5. Crown consolidates the month's transactions into the report the Central Bank requires.

**Parameters to map**

- Via API: settlement in minutes (D+0).
- Optional: D+1 or D+2.
- Payments through the desk: documented ceiling of US$ 100,000 per operation.

Transaction history is available in the interface and through the API, with on-chain operations linked and identified, which helps reconciliation. Integration is documented at [docs.crown-brlv.com](https://docs.crown-brlv.com).

See [integrating a BRL stablecoin by API](https://stablecoinguide.com.br/brl-stablecoin-api-integration-sub-accounts-pix-webhooks/), [API or OTC desk](https://stablecoinguide.com.br/should-i-use-the-api-or-the-otc-desk-for-crown-fx/) and [entering and unwinding a BRL position](https://stablecoinguide.com.br/entering-unwinding-brl-position-onchain-trading-desk/).